Commercial Finance for Businesses

Get in touch
Get in touch

Welcome to Shadowfax Funding Solutions

Business Funding Solutions in York 

Helping Businesses Navigate The Funding Landscape In The UK.

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Welcome to Shadowfax Funding Solutions Limited

Fueling Growth for York Businesses

York is renowned for its rich history and vibrant economy, driven by ambitious entrepreneurs and innovative enterprises. At Shadowfax Funding, we’re here to support York’s businesses with bespoke funding solutions to help you grow, scale, and succeed.

Our Services

1. Business Loans: Flexible financing options to power your ambitions.
2. Asset Finance: Unlock funds tied up in your assets or invest in new equipment.
3. Invoice Finance: Improve your cash flow by accessing funds from unpaid invoices.
4. Commercial Mortgages: Affordable property financing to expand your operations.

Why Shadowfax Funding for York Businesses?

  • York-Specific Expertise: We understand the unique needs of York’s business landscape.  We are proud to be a member of All One Network based in York – visit them https://all1network.com  
  • Customised Solutions: Tailored funding packages to fit your specific requirements.
  • Fast and Efficient: Streamlined processes for quick funding approvals.
  • Proven Track Record: Supporting businesses across York with reliable funding solutions.

How It Works

  1. Reach Out: Contact us via phone or fill out our quick online form.
  2. Consultation: We’ll discuss your business and funding needs.
  3. Proposal: Get a customised funding plan that works for you.
  4. Approval: Access the funds you need, fast.

Your Success is Our Priority

Ready to secure funding for your York-based business? Contact us today to explore how we can help you thrive.

  • Call us at: 01904 946154
  • Email us at: info@shadowfaxfunding.com

Insights and Funding Tips

Optimising Business Cashflow

A vital aspect of business management is sustaining a fluid cashflow. We provide in-depth expertise and resources to help you maintain a robust financial position, enabling you to overcome obstacles and seize opportunities for growth.  We have helped many businesses with a short term cash requirement in under 24 hours.

Advancing with Asset and Equipment Financing

Whether you’re considering the upgrade of business equipment or the acquisition of new assets, our financing solutions adapt to your strategic objectives, ensuring that your operations benefit from the best available tools and technologies.

Trade Financing for Global Reach

Navigating the complexities of international trade requires a strategic approach to finance. We offer trade financing options that ensure you can transact across borders with confidence and stability.

Ready to Discuss Your Financing Needs?

We invite you to reach out to our team and explore the vast array of funding solutions designed to propel your business forward. Partner with Shadowfax Funding Solutions Limited for comprehensive support through your business’s financial journey.

Contact the team

Email the team info@shadowfaxfunding.com  or

Call us on 01904 946154

Paying someone in a different currency?

We have partnered with Currencies Direct who have helped a large number of our clients with effortless currency exchange.  They are usually better value than using your own bank.  Try them today for free:

 

When the Perfect Property Won’t Wait: Understanding Bridging Finance for Your Next Home

You've found it. The house you've been searching for. Right location, right price, potential written all over it. One problem: the kitchen's forty years old, the bathroom needs ripping out, and no mainstream lender will touch it until the work's done. By the time you...
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Late Payments in 2026: The £70 Billion Question UK Businesses Aren’t Asking

UK businesses are owed £70.4bn in late payments. Discover how invoice finance can solve cashflow problems caused by customers paying 60-120 days late.

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Why Fast-Growing Businesses Run Out of Cash (And What Banks Won’t Tell You)

Profitable on paper. Growing 30% year-on-year. Can't make payroll. Sounds impossible. Happens more often than you'd think. Growth doesn't solve cash flow problems. Often, it creates them. The faster you grow, the wider the gap between spending money and receiving it....
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Switching Invoice Finance Providers: How to Move Without Disrupting Cash Flow

You took out invoice finance to solve a cash flow problem. Now the invoice finance itself feels like the problem. Maybe it's the cost - the fees seemed reasonable at the time, but your turnover's doubled and the service charge hasn't moved. Maybe it's the credit...
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The £40,000 Problem: When Your Biggest Job Becomes Your Biggest Headache

You land the contract you've been chasing. Big client. Multinational. Exactly the kind of work that proves you're serious. Then you realise what you've actually won: 60 days until payment. Suppliers who won't wait. Payroll that's due regardless. And a cash flow gap...
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When Your Lender Goes Into Administration: Why Broker Relationships Matter More Than You Think

Market Financial Solutions entered administration this weekend. Before I go any further: I know people at MFS. Good people who've built strong relationships with their clients over nearly twenty years. I know property developers and investors who've had excellent...
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The Good Customer Cashflow Trap – Why your best clients might be your biggest problem

The "Good Customer" Cash Flow Trap:  Why Your Best Clients Might Be Your Biggest Problem  Twenty years in banking taught me something counterintuitive that most business owners never realise.  Your best customers can be your worst cash flow problem.  Not the difficult...
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The Growth Paradox – Why Success Can Kill Your Cashflow

After 20 years in banking and four years running Shadowfax, I've witnessed this scenario more times than I can count. A business owner calls, stressed and confused. Their company is growing rapidly. Sales are up 40% year-on-year. Profit margins are healthy. Customer...
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The Hidden Reality of Cashflow Timing

Most business owners focus on turnover and profit margins. But there's a silent killer that can destroy perfectly profitable companies: cash flow timing. It's not about having money coming in. It's about having it arrive when you need it. The February Reality Check...
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VAT Funding: How Smart Businesses Protect Cash Flow When HMRC Comes Calling

VAT quarters arrive with clockwork precision. And for growing businesses, that quarterly VAT bill can feel like a cash flow tsunami hitting just when you least expect it. If you're nodding along, you're not alone. In my years working with UK businesses, I've seen...
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WHAT CAN WE HELP WITH?

Commercial Finance

Invoice Finance

We are experts in Invoice Finance and work with a range of funders to help with either Confidential Invoice Discounting, Factoring or Asset Based Lending. We are also work with lenders who will finance individual invoices.

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Commercial Finance

Bridging & Development

Need a property transaction completed quickly? Then Bridging finance may be for you. If you are thinking about refurbishment or ground up development, we can help with that too. We have relationships with several lenders and will ensure you are in the right home.

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Dry Stone Wall with green moss

Credit Insurance

Do you want piece of mind that your customer is going to pay you? Do you need to be more competitive by being able to offer open credit when your competition cant? We partner with the largest credit insurers who enable you to deal confidently with new clients and increase credit lines to existing ones.

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Bark with green moss growing

Merchant Card Advance

Do you take card payments, either in person or online?  Depending on your monthly card revenue, you can borrow between £1,000 – £1 million. And unlike a typical bank loan, repayments are made as a fixed percentage of your daily card takings – so you don’t repay the same agreed amount every month.  As your sales fluctuate, so do your repayments.

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Commercial Finance

Asset Finance

Buying cars, vans, plant and machinery? Maybe you are buying an asset such as solar panels? Why not conserve your cash and spread the cost over a number of years? We have a number of lenders we work with and will find the right solution for you.

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Commercial Finance

Commercial Loans

A Commercial Mortgage is a long-term loan taken by a business which is secured on a specific property or properties. With many different commercial mortgage lenders and literally hundreds of different commercial mortgage products, selecting the right one may seem confusing, but that’s where an experienced commercial finance broker can really help.

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Green fern growing out of rock

Trade Finance

Trade finance acts as the financial backbone for global commerce, particularly in the context of funding stock transactions. Imagine you’re a company looking to engage in international trade, buying and selling goods across borders. Trade Finance simplifies this process by providing essential funding solutions

We at Shadowfax Funding Solutions can help guide you to the right trade finance tools such as letters of credit and trade credit insurance. Letters of credit ensure secure transactions, allowing you to pay only when specific conditions are met. When used with Trade Credit insurance from our trusted partners it safeguards businesses from the risk of non-payment by buyers, promoting a more secure trading environment.

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Commercial Finance

Business Currency Transfers

Streamline your international payments with excellent exchange rates, expert support and 24/7 transfers. We have partnered with Currencies Direct to help you:

Make swift, secure transfers in 40+ currencies

Move money online or over the phone

Receive tailored support from a currency expert

Cut costs and manage budgets more effectively

More Info

Testimonial from Tapyard Studios

Andy is absolutely the guy to speak to when it comes to funding options. He takes the time to understand your business and offers tailored solutions that hit the brief. Furthermore, He’s an expert in his field and generous with his time. Having Andy in your corner means that you have someone who is always willing to pick up the phone and simply bounce ideas from. I look forward to many more dealings Shadowfax.

Sam Roberts

Managing Director, Tapyard Studios

Blue Octopus Recruitment

Andy supported my business in our recent buyout of two non-exec Shareholders here at Blue Octopus. To say he went above and beyond is an understatement. His hard work and experience really helped us find the necessary level of support complete our purchase, with a lot of time being extremely patient with our process too. I would highly recommend Andy if anyone is thinking of raising business finance for MBO’s and/or simply growth in their businesses.
Chris Coleman

Director, Blue Octopus Recruitment

Brainwave Research UK Limited

I recently had the pleasure of working with Shadowfax Funding to secure funding for my company, and I cannot speak highly enough of the owner, Andy. From the outset, he was incredibly efficient, trustworthy and dedicated to finding a solution that would work for us.

Despite hitting several dead ends, Andy persevered and continued to search for opportunities that would fit our unique circumstances. He was always available to answer our questions and provide us with updates on the progress of our funding search, which gave us great peace of mind.

In the end, Andy found a UK government grant that was perfect for our company, and we couldn’t be happier with the outcome. His dedication, knowledge, and expertise made all the difference, and I would highly recommend Shadowfax Funding to anyone seeking funding for their business.

Overall, I am extremely grateful to have had the opportunity to work with Andy and the team at Shadowfax Funding. They truly went above and beyond to help us secure the funding we needed, and I would not hesitate to recommend their services to anyone looking for a trustworthy and efficient funding solution.

Mike Smith

Managing Director, Brainwaive Research UK Ltd

Mortgages with Hannie & Co

Dear Andy & Steve,

I wanted to thank you for the exceptional service you have provided in arranging my commercial mortgage.
As a mortgage broker, dealing with other peoples mortgage is second nature to me, but my own I knew I just wanted to leave it to the experts which was NOT me.
You got me a fantastic mortgage deal, and dealt with everything start to finish. You and Steve are both a pleasure to work with, and I am very grateful for everything you have done to obtain me my mortgage.

I am absolutely delighted with your service, and I will continue to use you in the future, and will have no hesitation in recommending you.

Hannie Rollins

Managing Director, Mortgages with Hannie & Co

Get in touch

Funding question? Even if you're not sure what's possible, call us. We'll tell you straight whether we can help.

If you would like to know more about the products and services we offer or have any other questions then please click the button below to get in touch. Alternatively, you can call us direct on  0113 518 2253

Contact Us Today