About Shadowfax Funding Solutions
We help businesses, property investors and developers understand their funding options, identify appropriate lenders and present well-structured proposals built around the wider commercial objective.
A relationship-led approach to commercial finance
Shadowfax Funding Solutions was founded by Andy Bissett in 2020 following more than 20 years in UK banking and specialist commercial finance.
What began by helping businesses find funding during an uncertain period developed into a commercial finance brokerage built around straightforward conversations, lender knowledge and well-presented proposals.
A lender may decline a proposal because it falls outside that lender's policy or appetite. That does not necessarily mean the underlying requirement cannot be funded. It may need a different structure or lender.
Commercial experience with a personal approach
Understand
We look beyond the requested amount to understand the purpose, timing, security and wider commercial plan.
Identify
We focus on lenders whose criteria and appetite appear aligned with the requirement.
Present
We help organise the commercial rationale, supporting information and repayment route.
Be honest
Where a proposal needs to change or appears unlikely to work, we aim to explain that early.
Manage
We support communication with lenders and professional parties as a case progresses.
Stay available
Our aim is to remain available as businesses and funding requirements evolve.
Experienced people, practical support
Shadowfax brings together commercial finance experience, property expertise, genuine business ownership experience, operational support and compliance oversight.
Andy Bissett
Andy founded Shadowfax Funding Solutions in 2020 after more than two decades in UK banking and specialist commercial finance. His experience includes invoice finance, asset-based lending, business loans, asset finance, merchant cash advances and working-capital facilities.
Ali Bissett
Ali joined Shadowfax in July 2021 and provides the operational and compliance structure behind the business, supporting client administration, internal controls, case progression and consistent service standards.
Steve Smith
Steve joined Shadowfax in 2022 as Head of Property Finance. In January 2025, Shadowfax helped Steve move into self-employment as an Appointed Representative. Known as “Mr Sheffield”, Steve has strong roots in Sheffield and South Yorkshire while helping property clients across the UK.
Andrew Leadley
Andrew built and sold a successful business before establishing Northbar Commercial Finance. Andrew now passes that practical knowledge to clients, helping business owners consider funding in the context of cash flow, growth, investment, risk and wider commercial objectives.
Funding for businesses, property investors and developers
Invoice Finance
Factoring, invoice discounting, selective invoice finance and asset-based lending.
Business Loans
Secured and unsecured borrowing for working capital, expansion, investment, acquisitions and refinancing.
Asset and Equipment Finance
Funding for vehicles, machinery, plant, technology and productive business assets.
Merchant Cash Advances
Funding for eligible businesses with meaningful card turnover.
Bridging Finance
Short-term property-backed funding for acquisitions, auctions, refurbishment and refinancing.
Development Finance
Structured funding for eligible ground-up developments, conversions and substantial refurbishment.
Commercial Mortgages
Longer-term finance for commercial, mixed-use and owner-occupied property.
Building businesses, not just funding them
We are proud not only of the organisations we have helped secure funding, but also of the finance professionals we have supported in building businesses of their own.
Helping Steve into self-employment
Steve joined Shadowfax in 2022 as Head of Property Finance. In January 2025, Shadowfax helped Steve move into self-employment as an Appointed Representative.
Known as “Mr Sheffield”, Steve has strong roots across Sheffield and South Yorkshire, but supports property clients considerably further afield.
- Bridging and development finance
- Commercial mortgages and refinancing
- Acquisitions and auction purchases
Helping Northbar broaden its offering
Andrew Leadley built and sold a successful business before establishing Northbar Commercial Finance.
As an Appointed Representative, Andrew combines genuine ownership experience with wider lender relationships, compliance support and operational infrastructure.
- Practical understanding of growth and cash flow
- Experience balancing opportunity and risk
- Commercial guidance shaped around the wider plan
Independent identity, wider support
- Established lender relationships
- A broad commercial finance proposition
- Compliance and operational support
- Help with lender engagement and case progression
- Scope to develop regional or sector expertise
Interested in becoming an Appointed Representative?
We are open to conversations with experienced professionals who bring strong client relationships, specialist knowledge, regional networks or genuine business ownership experience.
Start a ConversationA clear process from conversation to completion
Understand
We begin with the purpose, amount, timescale, repayment route and wider objective.
Consider
We explore facility types and lenders whose criteria may fit.
Prepare
We help organise relevant information and present the requirement clearly.
Approach
We focus on lenders that appear appropriate for the transaction.
Progress
We support communication as the application moves towards completion.
Remain available
Our aim is to build a long-term relationship, not simply complete one transaction.
Compare the options before approaching a lender
Compare Funding Options
Explore business loans, invoice finance, asset finance, working capital, bridging, development finance and industry guides.
View the Comparison HubFunding Calculators and Tools
Model indicative borrowing, costs, loan capacity and potential facility structures.
Explore Funding CalculatorsPractical commercial finance support
Whether you need working capital, equipment, property finance, refinancing or development funding, the first step is understanding the requirement properly.
Shadowfax Funding Solutions Limited is a credit broker, not a lender. Funding availability, pricing, security, guarantees and repayment terms remain subject to lender criteria, due diligence and final approval. Appointed Representative arrangements are subject to due diligence, approval, agreed permissions and applicable regulatory and contractual requirements.