Commercial Loans
Commercial Mortgages
Commercial mortgages open the door to business and investment opportunities. If leveraged correctly, you can use them to grow your company or create a property portfolio.
However, large commercial purchases come with an overwhelming amount of due diligence and complicated questions. This is why you need a broker who will walk you through the process and simplify every step.
At Shadowfax Funding Solutions, this is what we do. We take the confusion out of commercial lending and help you to enjoy the opportunities that it offers.
What Is a Commercial Mortgage?
It is a type of finance that’s used to purchase commercial units. These can be anything from a buy to let’s to office blocks. Because there are so many things that you can buy with a commercial mortgage, you rarely get the same rigid product options that come with residential funding.
Commercial units are typically much higher in value than residential homes. This fluctuation in value can cause deposit sizes to change. However, as a rule of thumb, you are usually looking at 30% of the purchase price as an upfront deposit.
If 30% looks like a daunting figure, then don’t worry. There may be another form of finance that we can offer you to help with upfront costs. As commercial mortgage brokers, we have access to a range of funding options to help you with your latest expansion. Click here to contact us today and discover how we can help you fund your ambitions.
Why Would You Need a Commercial Mortgage?
Maybe you are a new company that is ready to own your premises. Maybe you are an established organisation looking to expand. There are many ways that a commercial mortgage can benefit your business, regardless of its size.
You don’t need to be going through a period of growth to be suitable for this finance. Rent and management increases can force any business owner to debate buying. Because let’s face it, renting commercial space isn’t cheap.
How Do I Apply for a Commercial Mortgage?
The first step is deciding whether a commercial mortgage is the right finance for you. Taking out the wrong type of finance will prohibit growth rather than give you the boost you need. Thankfully, you don’t have to make this decision alone. A member of our team will happily spend time with you on the phone to discuss your business’s needs and guide you on the next steps. Click here to fill out our contact form and arrange a call.
We are always happy to answer any questions you might have. If a commercial mortgage is the right type of finance for you, then we will work together to find you the best rates on the market.
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If you would like to know more about the products and services we offer or have any other questions then please click the button below to get in touch. Alternatively, you can call us direct on 0113 518 2253