Invoice Finance York
Invoice Finance York
Businesses searching for invoice finance in York often reach a point where waiting for payments slows down day to day operations. At ShadowFax, we support companies across the region by helping them access fast funding against unpaid invoices. As a trusted broker, we match you with suitable lenders, explain your options and make sure you understand the cost before you commit. As a firm, we are authorised and regulated and our advice is impartial, which means you receive guidance that is focused on your interests.
What Invoice Finance Involves
Invoice finance allows you to release cash that is currently tied up in completed work. Instead of waiting for a customer to pay an invoice, a lender advances most of the value upfront. This improves cash flow, makes it easier to cover running costs and gives you the freedom to take on new jobs without delay. Our role is to introduce you to lenders who offer reliable and straightforward funding so you can choose an option that suits that way you trade.
Companies approach us when they are facing supplier deadlines, growing faster than their available cash or experiencing delays with customer payments. Invoice finance can remove this pressure and give you a steady flow of working capital, which is why it has become a widely used form of business funding.
Types Of Invoice Finance Available
When businesses look for invoice financing in York, they are usually comparing factoring, invoice discounting or selective arrangements.
- Factoring involves the lender managing the collection of payments from your customers.
- Invoice discounting keeps the credit control in your hands, which works well if you prefer to manage your own accounts.
- Selective or spot finance allows you to fund individual invoices when you need support for a specific job.
As a broker, we explain how each option works so you can choose a facility that fits your cash flow and the way you prefer to operate.
Invoice Finance Example
Why Businesses Consider Invoice Finance
Some businesses only realise they need invoice finance when a delay starts to cause strain. This form of funding is often used by companies that operate on long payment terms or need to keep materials and staffing levels moving at the pace of incoming work. It can be a practical solution for manufacturers, commercial contractors, service providers, logistics companies and any business that relies on invoicing other companies.
We stand out because we are brokers, not lenders. This means we compare multiple funding options from across the market. You receive clear explanations of fees, how the facility works and what to expect once it is in place. There are no hidden charges and you will always know how we are paid, as this is disclosed before any agreement goes ahead.
Support For Companies Across York
Our team provides guidance for businesses of all sizes, from newer companies needing a simple facility to established firms looking to improve their working capital. We work with lenders who understand the financial pressures that come with slow payments and help you put a facility in place that supports steady growth.
If you need support beyond invoice finance, we can also introduce you to options such as secured overdrafts, commercial loans, asset and equipment finance, trade finance and other funding products that may suit your operation. All advice is based on your circumstances, your trading pattern and challenges you are facing.
Enquire About Invoice Finance & Factoring In York
If you are interested in invoice finance and factoring in York and want straightforward, knowledgeable advice, we are here to help. You will receive clear information, a free quote and guidance that focuses on what your business needs, not what a lender wants to sell.
To speak with our team, call 0113 518 2253, email us at hello@shadowfaxfunding.com or fill in our online contact form. We look forward to helping you strengthen your cash flow and keep your business moving in the right direction.
FAQ's
Please see below for Frequently Asked Questions (FAQ’S)
Why should I use a finance broker instead of going direct?
Using a finance broker instead of going direct can significantly improve your outcome.
Brokers provide access to a panel of lenders, including those not available to the public, and can identify which are most likely to approve your application. This targeted approach increases approval rates and can result in more competitive terms.
Drawing on nearly 50 years of banking experience, we understand lender criteria in detail—helping streamline the process and reduce delays.
What does a Finance Broker do?
A finance broker acts as an intermediary between your business and a broad panel of lenders, giving you access to funding options you might not find on your own. We take the time to understand your financial needs and identify the most appropriate solutions, helping you make informed decisions while saving valuable time and resources.
Our role extends beyond introductions—we oversee the full journey, including application preparation, lender negotiations, coordination with solicitors, and completion, ensuring a smooth and efficient experience from start to finish.
Do I need good credit to apply?
Not necessarily. Lenders often look beyond credit scores, taking into account factors like cash flow, available assets, business history, and the quality of the deal itself.
Our goal is to find an option tailored to your needs. If your bank has turned you down בגלל credit history, specialist lenders may still be open—especially when there’s strong security or solid debtor backing.
Is it expensive to use a finance broker?
No—our fees are clearly outlined from the beginning, before you make any commitment. Typically, we receive a commission from the lender after your facility is completed. We ensure you understand how we’re paid, with complete transparency and no surprises.
Are you regulated?
We are fully authorised and regulated by the Financial Conduct Authority (FCA), operating as Shadowfax Funding Solutions Limited with firm reference number 937211.
Our registered address is Parkhill Business Centre, Walton Road, Wetherby, West Yorkshire, LS22 5DZ.
Get in touch
Funding question? Even if you're not sure what's possible, call us. We'll tell you straight whether we can help.
If you would like to know more about the products and services we offer or have any other questions then please click the button below to get in touch. Alternatively, you can call us direct on 0113 518 2253