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The Good Customer Cashflow Trap – Why your best clients might be your biggest problem
The "Good Customer" Cash Flow Trap: Why Your Best Clients Might Be Your Biggest Problem Twenty years in banking taught me something counterintuitive that most business owners never realise. Your best customers can be your worst cash flow problem. Not the difficult...
The Growth Paradox – Why Success Can Kill Your Cashflow
After 20 years in banking and four years running Shadowfax, I've witnessed this scenario more times than I can count. A business owner calls, stressed and confused. Their company is growing rapidly. Sales are up 40% year-on-year. Profit margins are healthy. Customer...
The Hidden Reality of Cashflow Timing
Most business owners focus on turnover and profit margins. But there's a silent killer that can destroy perfectly profitable companies: cash flow timing. It's not about having money coming in. It's about having it arrive when you need it. The February Reality Check...
VAT Funding: How Smart Businesses Protect Cash Flow When HMRC Comes Calling
VAT quarters arrive with clockwork precision. And for growing businesses, that quarterly VAT bill can feel like a cash flow tsunami hitting just when you least expect it. If you're nodding along, you're not alone. In my years working with UK businesses, I've seen...
If I Use Invoice Finance, Won’t People Think My Business Is In Trouble?
It’s a question we hear often: “If I use invoice finance, won’t people think my business is nearly bankrupt?” Let’s be honest — there’s a lingering perception that invoice finance is a last resort. That it’s only for businesses in distress, struggling to stay afloat....
Is Invoice Finance the Same as Factoring?
If you’ve ever Googled ways to improve your business’s cash flow, you’ve probably come across the terms invoice finance and factoring. They’re often used interchangeably, which can be confusing especially when you're trying to decide which funding option is right for...
Invoice Finance is The Unsung Hero of SME Cash Flow
In the world of small and medium-sized enterprises (SMEs), cash flow is king. Yet, many businesses find themselves stuck waiting 30, 60, or even 90 days for invoices to be paid—while wages, suppliers, and growth plans can’t wait. That’s where invoice finance steps in....
Cash-Flow Resilience Amid Inflation: Keeping Your Business Liquid in 2025
Inflation has been making headlines for months — but for many UK business owners, it’s more than a news story. It’s a daily challenge that affects supplier costs, customer spending, and the stability of your cash reserves. At Shadowfax Funding, we’ve seen...
Unlock Your Cashflow: Why Invoice Finance Could Be The Smartest Move For Your Business
Unlock Your Cash Flow: Why Invoice Finance Could Be the Smartest Move for Your Business In today’s fast-paced economy, businesses can’t afford to wait 30, 60, or even 90 days to get paid. Late payments are a growing issue, and for many SMEs, cash flow is the...
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