SHADOWFAX FUNDING SOLUTIONS
Funding Calculators & Comparison Tools
Practical tools to help businesses, property investors and developers understand funding costs, borrowing capacity and indicative facility structures.
Make more informed funding decisions
Different lenders can quote and structure finance in very different ways. Our calculator suite helps put the numbers into a consistent, understandable format before you speak with a lender or adviser.
Choose the tool that best matches your requirement. Each calculator provides an immediate indicative result and an option to discuss the figures with Shadowfax.
PROPERTY FINANCE
Bridging Finance Calculator
Estimate the gross facility, retained interest, fees, day-one advance and indicative redemption figure.
Useful for
- Property purchases and auctions
- Refinancing and capital raising
- Short-term property transactions
BUSINESS FINANCE
Business Loan Comparison Tool
Compare loans quoted using APRs, interest rates, flat rates or factor rates on a consistent, fee-inclusive basis.
Useful for
- Unsecured business loans
- Factor-rate and alternative lending
- Understanding the true cost of borrowing
WORKING CAPITAL
Invoice Finance Comparison Tool
Compare provider quotations using the same turnover and average borrowing assumptions, including initial and recurring fees.
Useful for
- Factoring and invoice discounting
- Benchmarking an existing facility
- Comparing initial and ongoing costs
BORROWING CAPACITY
Business Loan Capacity Calculator
Estimate repayments, debt-service cover, maximum supported borrowing and available borrowing headroom.
Useful for
- Growth and acquisition funding
- Refinancing existing borrowing
- Testing affordability and DSCR
DEVELOPMENT FINANCE
Development Finance Calculator
Estimate indicative facility limits, retained interest, net lender cash and the developer equity requirement.
Useful for
- Ground-up development
- Conversions and major refurbishment
- Testing LTGDV and LTC limits
HOW IT WORKS
A useful starting point, not a lending decision
NEED A SECOND PAIR OF EYES?
Let's review your funding requirement
Calculators can help frame the numbers, but they cannot reflect every lenders appetite, credit policy or structuring options. Speak with Shadowfax for a practical review of your circumstances.
All calculator results are indicative illustrations only and do not constitute financial advice, a regulated credit quotation or an offer of finance. Actual terms remain subject to lender criteria, due diligence, valuation where applicable, documentation and final credit approval.