Funding Calculators & Comparison Tools
Practical tools to help businesses, property investors and developers understand funding costs, borrowing capacity and indicative facility structures.
Put different funding structures into a consistent format
Different lenders can quote and structure finance in different ways. The Shadowfax calculator suite helps present the figures in a clear, consistent format before you speak with a lender or adviser.
Choose the tool that best matches your requirement. Each calculator provides an immediate indicative result and a route to discuss the figures with Shadowfax.
Funding Tools
Bridging Finance Calculator
Estimate the gross facility, retained interest, fees, day-one advance and indicative redemption figure.
Useful for
- Property purchases and auctions
- Refinancing and capital raising
- Short-term property transactions
Business Loan Comparison Tool
Compare loans quoted using APRs, interest rates, flat rates or factor rates on a consistent, fee-inclusive basis.
Useful for
- Unsecured business loans
- Factor-rate and alternative lending
- Understanding the true cost of borrowing
Invoice Finance Comparison Tool
Compare provider quotations using the same turnover and average borrowing assumptions, including initial and recurring fees.
Useful for
- Factoring and invoice discounting
- Benchmarking an existing facility
- Comparing initial and ongoing costs
Business Loan Capacity Calculator
Estimate repayments, debt-service cover, maximum supported borrowing and available borrowing headroom.
Useful for
- Growth and acquisition funding
- Refinancing existing borrowing
- Testing affordability and DSCR
Development Finance Calculator
Estimate indicative facility limits, retained interest, net lender cash and the developer equity requirement.
Useful for
- Ground-up development
- Conversions and major refurbishment
- Testing LTGDV and LTC limits
Compare the wider funding options
A calculator can help test the figures, but the most suitable product also depends on the purpose, timescale, security, repayment route and effect on future cash flow.
Use the Compare Funding Options hub to explore business finance, property finance and sector-specific funding guides before approaching lenders.
A useful starting point, not a lending decision
Choose a calculator
Select the tool that most closely matches the funding requirement.
Enter the figures
Review the indicative results using the assumptions entered.
Review the structure
Discuss lender appetite and suitable funding routes with Shadowfax.
Let's review your funding requirement
Calculators can help frame the numbers, but they cannot reflect every lender's appetite, credit policy or structuring options. Speak with Shadowfax for a practical review of the circumstances.
All calculator results are indicative illustrations only and do not constitute financial advice, a regulated credit quotation or an offer of finance. Actual terms remain subject to lender criteria, due diligence, valuation where applicable, documentation and final credit approval. Shadowfax Funding Solutions Limited is a credit broker, not a lender.