by Andy Bissett | Feb 23, 2026 | Navigating Industry Challenges, Uncategorised
Market Financial Solutions entered administration this weekend. Before I go any further: I know people at MFS. Good people who’ve built strong relationships with their clients over nearly twenty years. I know property developers and investors who’ve had...
by Andy Bissett | Feb 16, 2026 | Navigating Industry Challenges, Uncategorised
The “Good Customer” Cash Flow Trap: Why Your Best Clients Might Be Your Biggest Problem Twenty years in banking taught me something counterintuitive that most business owners never realise. Your best customers can be your worst cash flow problem. Not...
by Andy Bissett | Feb 16, 2026 | Navigating Industry Challenges, Uncategorised
After 20 years in banking and four years running Shadowfax, I’ve witnessed this scenario more times than I can count. A business owner calls, stressed and confused. Their company is growing rapidly. Sales are up 40% year-on-year. Profit margins are healthy....
by Andy Bissett | Feb 10, 2026 | Navigating Industry Challenges, Uncategorised
Most business owners focus on turnover and profit margins. But there’s a silent killer that can destroy perfectly profitable companies: cash flow timing. It’s not about having money coming in. It’s about having it arrive when you need it. The...
by Andy Bissett | Feb 10, 2026 | Uncategorised
VAT quarters arrive with clockwork precision. And for growing businesses, that quarterly VAT bill can feel like a cash flow tsunami hitting just when you least expect it. If you’re nodding along, you’re not alone. In my years working with UK businesses,...
