by Andy Bissett | Aug 3, 2026 | Navigating Industry Challenges, Uncategorised
Three property purchases last month. All needed funds within 28 days. One was an auction, one was an opportunity that wouldn’t stay on the market, and one was a business owner who’d sold their company and just needed six months before they had cash to buy...
by Andy Bissett | Jul 31, 2026 | Navigating Industry Challenges, Uncategorised
You’ve won the contract. Three months of work, invoiced monthly in arrears. Your contractors need paying in two weeks. This is the moment when invoice finance stops being theoretical and starts mattering. The contract’s real, the work schedule’s...
by Andy Bissett | Jul 27, 2026 | Navigating Industry Challenges, Uncategorised
You run a Small and Medium Business. You use Invoice Finance. Six months into the facility, you’re paying for services you don’t use. The lender manages your sales ledger – chasing payments, speaking directly to customers – and you’re...
by Andy Bissett | Jul 24, 2026 | Uncategorised
Need Fast Invoice Finance? – The contract landed. Three months’ work, £150,000 value, client you’ve wanted for two years. You’ll need two additional staff, materials upfront, and your existing invoices are sitting at 45-day terms with payment...
by Andy Bissett | Jul 23, 2026 | Navigating Industry Challenges, Uncategorised
An accountant told their client last month to avoid invoice finance. The business was growing, winning new contracts, but struggling to pay wages and materials before invoices were settled. Classic cash flow gap. The accountant’s view was that invoice finance...
by Andy Bissett | Jul 20, 2026 | Navigating Industry Challenges, Uncategorised
If you last borrowed money in 2019, the commercial lenders and the commercial lending market you remember doesn’t exist anymore. Base rate sat at 0.75%. Lenders competed primarily on rate. Loan-to-value was the main constraint – get your deposit together...
