by Andy Bissett | Apr 3, 2026 | Navigating Industry Challenges, Uncategorised
When You Need Invoice Finance – But Don’t Need Invoice Finance Most business owners think invoice finance is an all-or-nothing decision. Either you’re desperate enough to commit your entire sales ledger to a 12-month facility, or you wait it out and...
by Warren Coates | Apr 1, 2026 | Uncategorised
Cash flow problems rarely show up all at once. They build gradually. A late payment here. A supplier invoice that lands earlier than expected. Payroll approaching while money owed to you is still sitting in someone else’s account. For many businesses, the first...
by Andy Bissett | Mar 30, 2026 | Navigating Industry Challenges, Uncategorised
Most businesses worry about taking on work they can’t afford to fund. Fewer think about what it costs to turn it down. Not just the immediate revenue. The relationship. The repeat business. The competitor who takes it instead. And the slow realisation that...
by Andy Bissett | Mar 18, 2026 | Navigating Industry Challenges, Uncategorised
You’ve found it. The house you’ve been searching for. Right location, right price, potential written all over it. One problem: the kitchen’s forty years old, the bathroom needs ripping out, and no mainstream lender will touch it until the...
by Andy Bissett | Mar 16, 2026 | Navigating Industry Challenges, Uncategorised
After twenty-odd years working with businesses on finance, you start noticing something peculiar. When people talk about cashflow, they focus on the wrong question. The conversation usually goes: “How do I improve cashflow?” or “What funding do I...
by Andy Bissett | Mar 13, 2026 | Navigating Industry Challenges, Uncategorised
Profitable on paper. Growing 30% year-on-year. Can’t make payroll. Sounds impossible. Happens more often than you’d think. Growth doesn’t solve cash flow problems. Often, it creates them. The faster you grow, the wider the gap between spending money...