by Warren Coates | May 27, 2026 | Uncategorised
One of the first questions business owners ask when looking for finance is whether poor credit will stop them getting approved. Sometimes the concern comes from a missed payment a few years ago. Sometimes it is a recent issue. County court judgments, bounced payments,...
by Warren Coates | Apr 1, 2026 | Uncategorised
Cash flow problems rarely show up all at once. They build gradually. A late payment here. A supplier invoice that lands earlier than expected. Payroll approaching while money owed to you is still sitting in someone else’s account. For many businesses, the first...
by Warren Coates | Feb 10, 2026 | Uncategorised
VAT quarters arrive with clockwork precision. And for growing businesses, that quarterly VAT bill can feel like a cash flow tsunami hitting just when you least expect it. If you’re nodding along, you’re not alone. In my years working with UK businesses,...
by Warren Coates | Jan 22, 2026 | Uncategorised
It’s a question we hear often: “If I use invoice finance, won’t people think my business is nearly bankrupt?” Let’s be honest — there’s a lingering perception that invoice finance is a last resort. That it’s only for businesses in distress, struggling to stay afloat....
by Warren Coates | Dec 11, 2025 | Uncategorised
If you’ve ever Googled ways to improve your business’s cash flow, you’ve probably come across the terms invoice finance and factoring. They’re often used interchangeably, which can be confusing especially when you’re trying to decide which funding option is...
