by Andy Bissett | Mar 13, 2026 | Navigating Industry Challenges, Uncategorised
Profitable on paper. Growing 30% year-on-year. Can’t make payroll. Sounds impossible. Happens more often than you’d think. Growth doesn’t solve cash flow problems. Often, it creates them. The faster you grow, the wider the gap between spending money...
by Andy Bissett | Mar 2, 2026 | Navigating Industry Challenges, Uncategorised
You took out invoice finance to solve a cash flow problem. Now the invoice finance itself feels like the problem. Maybe it’s the cost – the fees seemed reasonable at the time, but your turnover’s doubled and the service charge hasn’t moved....
by Andy Bissett | Feb 26, 2026 | Navigating Industry Challenges, Uncategorised
You land the contract you’ve been chasing. Big client. Multinational. Exactly the kind of work that proves you’re serious. Then you realise what you’ve actually won: 60 days until payment. Suppliers who won’t wait. Payroll that’s due...
by Andy Bissett | Feb 16, 2026 | Navigating Industry Challenges, Uncategorised
The “Good Customer” Cash Flow Trap: Why Your Best Clients Might Be Your Biggest Problem Twenty years in banking taught me something counterintuitive that most business owners never realise. Your best customers can be your worst cash flow problem. Not...
by Andy Bissett | Feb 16, 2026 | Navigating Industry Challenges, Uncategorised
After 20 years in banking and four years running Shadowfax, I’ve witnessed this scenario more times than I can count. A business owner calls, stressed and confused. Their company is growing rapidly. Sales are up 40% year-on-year. Profit margins are healthy....
